Apply for Health Insurance in Iowa
Access all major carriers in one place. Compare plans, check eligibility, and apply online in minutes. Whether you need an individual and family plan, Medicare supplement, or temporary coverage, our licensed agents walk you through every step of the process at no cost.
Health Insurance Carriers
Molina Healthcare
Affordable health coverage for Iowa individuals and families enrolled in government health programs.
National General Short Term
Fast temporary plans from carriers like UnitedHealthcare and National General, with next-day effective dates.
Oscar Health
Technology-driven health insurance with simple, affordable coverage options.
Scott & White Health Plans
Trusted health insurance focused on quality care, service, and member satisfaction
How to Apply: Step by Step
- Compare quotes. View every plan in your county side by side, with no contact information required.
Check savings. We confirm whether your household income qualifies you for premium tax credits under the Affordable Care Act.
Submit your application. Apply on or off the ACA Marketplace; most take under ten minutes.
Enroll and relax. We confirm your health coverage is active and stay available year round for questions and changes.
Applying for Iowa Medicaid or Hawki
If your income is limited, you may qualify for Iowa Medicaid instead of a private plan. Medicaid in Iowa is delivered through Iowa Health Link, the state’s managed care program, where an MCO (managed care organization) such as Molina Healthcare coordinates your care. Hawki provides insurance for children even when parents earn too much for Medicaid. You can apply for Medicaid in Iowa online through the Department of Health and Human Services, or apply by mail with a paper application. To learn how to apply or check eligibility, call Iowa Medicaid Member Services at 800-338-8366 (TTY: 800-735-2942). Already a member? The same number handles plan questions. If you are denied, we will help you find an affordable Marketplace plan with tax credits instead.
Dental & Vision Plans
Ameritas Dental
Leading dental PPO plan with 3.5 million members nationwide. Coverage for preventive care, cleanings, X-rays, crowns, bridges, and fillings.
- Similar benefits to group dental plans
- Preventive care coverage
- Crowns, bridges, and fillings
Spirit Dental & Vision
See any dentist you choose with no waiting period and no copayments for office visits. $3,500 annual maximum plan benefit.
- No waiting period
- No copayments for visits
- $3,500 annual maximum
VSP Vision
The largest network of independent doctors. Accepted by more than 50,000 doctors nationwide for comprehensive vision care.
- 50,000+ network doctors
- Independent providers
- Comprehensive coverage
BlueCross of Iowa Dental
Comprehensive dental plan available during open enrollment (Nov 1) or Special Enrollment Period with qualifying health plans.
- Comprehensive coverage
- Open enrollment required
- Pairs with health plans
Compare Multiple Plans & Rates
Not sure which plan is right for you? Get personalized quotes from multiple providers.
Applying: Common Questions
Questions before you apply? Contact us or call (855) 847-7020.